Continuing Education Students & Non-Traditional Students

Continuing Education Student Loans are available to part-time (less than half-time) students who attend participating schools across the nation, regardless of the school type or education program. Whether you're completing a degree or certificate program or taking classes to further your career or personal development, the Continuing Education loan can assist you.

Continuing Education Student Loans are an unsecured, credit-based loan that can be used for any education-related expenses, such as tuition, books, room & board, a new laptop computer or previous school fees. Unless you're employed while in school and meet other income and credit guidelines, most students will need a U.S. co-signer to qualify for a Chase Private Student Loan, although this is not required. A co-signer can be a parent, relative, spouse or friend.

For students attending less than half-time, Chase offers convenient education financing with flexible loan amounts from $1,000 to $40,000 with an aggregate maximum of $150,000.

• $1,000 - $40,000 available per year ¹
• Funds are sent directly to you within two business days of final approval
• Use your funds for any education-related expense including tuition, living expenses, books, fees, supplies—even a laptop computer or previous school fees
• No financial aid forms or school certifications are required
• Flexible repayment terms
• No application deadlines; apply anytime

Loan Process

1. To request your loan, apply online or call us toll-free at the number listed at the top of this page.

2. Once your application is submitted, you can be conditionally approved in as little as 60 seconds!²

3. Download your loan documents online or we can mail them to you.

4. Complete, sign and return (by fax or mail) your pre-completed loan documents and the required verification documentation materials.

5. Once these documents are received, your application will be processed as quickly as possible... plus, we can mail your funds to you in as little as two days after final approval.

Eligibility

For continuing education students:

• Borrower or co-signer must be creditworthy and must be a U.S. citizen or Permanent Resident.³
• Student must be attending a Chase-approved school.

Deferment ⁴

• Principal and interest are automatically deferred
  
• Repayment begins the earlier of the dates which are:
  • 180 days after the student graduates or earns a certificate,
  • 180 days after the student ceases to be enrolled at the school, or
  • Two years after the date of the last loan disbursement.
  
  
• If the student is not enrolled in a degree or certificate program, repayment begins either 180 days after the end of the academic period to which the loan relates or 180 days after the student ceases to be enrolled at the school, whichever is earlier.

1. $40,000 annual based on cost of attendance at the school and borrower's credit ability. Aggregate loans maximum limit is $150,000.

2. Subject to verification of application information.

3. You may need a co-signer since this is a credit-based loan.

4. Interest continues to accrue during deferment and will be added to the principal balance of your loan upon entering repayment.

As you determine the best way to finance your education, you should consider the full range of student financial aid options available to you. Private loans may be used for any education related expenses such as tuition, room and board, books, computers, and past due balances. Private loans can also be used to supplement federal student loans, when federal loans, grants and other forms of financial aid are not sufficient to cover the full cost of education.